CAR SALE DIRECTORY

HOW TO BUY A BMW ON A HYUNDAI BUDGET Part-2

2006-06-08T18:30:00.000-07:00

WAYS OF CUTTING THE COST OF YOUR NEW CAR

As we saw above, we can really save some cash by purchasing our new car from Europe - an option that we'll investigate in more detail shortly. However, first we'll take a look at ways to cut the cost of your new car within the UK itself.

Research - Approach the purchase of your new car as you would if it were a home. If you were going to buy a new home you would probably consider several different ones, perhaps in different areas before making your choice. Similarly, you may have a preferred make and model but do not stop yourself from considering other models. If you are on a budget ask yourself what t is that you're looking for from your auto - is space important because you have a family? Whatever your requirements write them down and then list all the makes & models that fit your criteria. You'll probably notice that there may be savings of a couple of thousand between 2 different cars that both fit your requirements.

When researching which is the cheapest & best possible option for you, this process of identifying close substitutes to your preferred choice is vital. You will need to investigate the car's "platform", compare to its rivals and then make a choice based on this.

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HOW TO BUY A BMW ON A HYUNDAI BUDGET Part-1

2006-06-07T20:04:00.000-07:00

UNDERSTANDING THE UK CAR MARKET

Traditionally, purchasing a new car in the UK has always been an expensive pursuit. Manufacturers have been able to restrict the means by which we buy new cars in the UK - they have been able to dictate who can sell a particular brand of car to you and where they can be sold.

While in recent times the prices of new cars in the UK have been falling, they remain well above those in other European countries - this means that it's possible to save a lot of money on cars if you're prepared to do some research and buy your car from a source outside the UK. This may seem like a hassle, but with several thousands of pounds to save it can prove to be more than worthwhile - and if you have a thing for travelling then buying from abroad can help satisfy your wanderlust while saving money on your new vehicle.

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Local Government Auto Auctions

2006-06-06T19:41:00.000-07:00

Every day thousands of Americans default on their car loans or lease payments as a result, their new or almost new cars get repossessed by the financial institutions and auctioned off in a hurry. The cost of storing the cars outweighs the banks' ability to try to make the lost money back.

Consequently, lucky people who have access to direct sources where the cars are being sold would find themselves overwhelmed by dirt-cheap offers that look unbelievable to the average car buyer. This is real and is being taken advantage of by many car dealers.

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Find Seized Government Cars Part-3

2006-06-05T20:15:00.000-07:00

Government auctions have been around for a long time. Ever since the government has been seizing goods they have been selling them back to the public to raise money for the local police divisions. Not only will you be getting an excellent deal on your next vehicle purchase, but you will be helping the law enforcement agency.

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Find Seized Government Cars Part-2

2006-06-04T19:07:00.000-07:00

The ability to use the AuctionPass technology allows you to find government auctions in your area. Once you find the auction you can determine which vehicles are on site. Then you can decide if you want to attend this auction and purchase a vehicle of your dreams for pennies on the dollar.

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Find Seized Government Cars Part-1

2006-06-02T19:22:00.000-07:00

There are cars to purchase from $100 and they are not salvaged vehicles. You can inspect them before you purchase them. Most of the cars at government auctions are almost new with low miles. For instance, when a sports car is seized from a drug dealer, you can purchase it at government auctions. AuctionsPass is giving away the secrets to government auctions. You will find the car of your dreams for a very low price.

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New Car Lemon Law Part-3

2006-06-01T16:38:00.000-07:00

To enforce the law, you may sue the manufacturer or participate in an approved arbitration program. Your Attorney General's Office offers an arbitration program upon payment of a filing fee. While the program is open to all car models, it only accepts lemon law replacement or buy-back requests. For more information, contact YOUR Attorney General's Office, ask for a free copy of the New Car Lemon Law Booklet.

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New Car Lemon Law Part-2

2006-05-31T20:23:00.000-07:00

If you experience problems, you must report them to the manufacturer or authorized dealer who must correct them free of charge. If the same problem cannot be repaired after four or more attempts, or if the car is out of service for 30 or more days, you may be entitled to a new car or refund. Refunds are for the purchase price, and license and registration fees, minus a mileage allowance if mileage on the car is over 12,000 miles. Again, check your state for your exact protection plan.

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New Car Lemon Law Part-1

2006-05-30T08:16:00.000-07:00

Lemon Law protects most NEW motor vehicles primarily used for personal purposes and sold or registered in YOUR State.

You are protected against all material defects for 18,000 miles or two years, whichever comes first. (Check your state to see the specific protection. You must be the original purchaser, lessee or person whom the vehicle was transferred during the warrantee period.

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Refunds: Part-4

2006-05-29T21:32:00.000-07:00

Extended Warranties or Service Contracts -Dealers may offer an extended warranty or service contract for an additional cost. Extended warranties, however, are expensive. It is one of the most profitable aspects of car sales. If you are interested in a service contract, remember that cost and coverage vary greatly and may be subject to negotiation. A copy of the terms and conditions of the service contract must be provided by the dealership. You are entitled to a full refund, less any claims paid, within twenty days of the mailing of the service contract or within ten days if the contract is delivered at the time of sale. Typically, consumers are better off dealing with a nationally known service contract company. Providers of service contracts or extended warranties must be registered with the YOUR State Insurance Department.

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Refunds: Part-3

2006-05-29T11:47:00.000-07:00

Invoice price- is the manufacturer's initial charge to the dealer. This usually is higher than the dealer's final cost because the dealers receive rebates, allowances, discounts, and incentive awards. Thus, the Attorney General objects to its use in auto advertising because many consumers think that it reflects the dealers' actual costs. In general, the invoice price should include freight which may also be reflected as destination fees or delivery charges.

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Refunds: Part-2

2006-05-27T14:07:00.000-07:00

There are several terms that you should be familiar with before you go to negotiate the purchase of a new car:

Manufacturer's suggested retail price ("MSRP") is the sale price recommended by the manufacturer. The MSRP is only a point of reference, and is a figure from which consumers can negotiate. In fact, in the overwhelming majority of cases, new cars are not sold at the MSRP.

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Refunds: Part-1

2006-05-26T15:43:00.000-07:00

Many consumers mistakenly believe that the law entitles them to a refund of their deposit if they decide not to buy a car. However, there is no right to cancel a contract. However, if the dealer assists you in arranging for financing and you have not picked up the vehicle, you may cancel at any time prior to signing a finance agreement and receive a full refund.

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Financing: Part-2

2006-05-23T18:48:00.000-07:00

Understand that if you have credit problems, you may not be eligible for the low cost financing that is advertised. Make sure that you are not paying an exorbitant price for financing.

Look out for a balloon payment, which is a large payment that becomes due at the end of the finance agreement. You should always know the amount that you are paying for the car, and not just the monthly payments.

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Financing: Part-1

2006-05-19T21:07:00.000-07:00

It is important to shop around for the financing just as you did for the car itself. Compare the interest rate offered through the dealership with the rate you can obtain on your own.

Dealers may sometimes make more profit on the financing than they do on the car itself. Negotiate the finance charges.

Special advertised rates by the manufacturer's financial institutions may be great deals, but it is always worthwhile to compare the rates with your bank or other credit institutions.

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Trade-Ins:

2006-05-13T19:57:00.000-07:00

If you are considering trading in your current vehicle, remember that a discount in the selling price of the new vehicle is sometimes off-set by an under-valuation of your trade-in or by charging a higher interest rate.

Shop the value of your trade-in with other dealers. Check web sites or publications such as the
Kelly Blue Book http://kbb.com Official Used Car Guide, NADA used car guide http://www3.nadaguides.com/ or suggested retail and trade-in values of your trade.

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Contracts Part-2

2006-05-08T12:54:00.000-07:00

Take your time to read the contract. If necessary take the unsigned contract with you and read it over in the quiet of your own home.

Be certain the serial number of a car you are purchasing is the same as the number on your contract.

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Contracts Part-1

2006-05-03T18:18:00.000-07:00

Make sure all verbal promises are included in your written contract.

Don't give in to high-pressure sales tactics. Be wary of "special" or "one-day only" deals. If you sense that you're being hurried or manipulated into a deal, don't be afraid to walk out of the dealership.

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Choosing A Dealer

2006-04-29T19:54:00.000-07:00

Review auto advertisements and visit a number of dealerships. Compare models and prices in the advertisements and at the dealerships. It is important to deal with a reputable dealer.

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Choosing a Vehicle Part-2

2006-04-26T19:28:00.000-07:00

In addition, the more information you have, the less likely that you will be pressured into making a hasty decision by a salesperson.

The following tips are suggested to assist you in "doing your homework" on both the auto manufacturer, the dealer, and the new car.

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Choosing a Vehicle Part-1

2006-04-23T17:05:00.000-07:00

Refer to resources such as Consumer Reports for information on the safety, performance, and durability of cars that you are considering.

Other sources, such as the Kelly Blue Book http://kbb.com Official Used Car Guide or NADA Used car guide http://www3.nadaguides.com/ can assist you in researching the price of the cars. Some surveys indicate that consumers who carefully research the price of cars pay an average of 5% less than consumers who have not.

Many people consider shopping for a new car to be a daunting experience. Consumers need to become well informed prior to making this important purchase, which is often the second most expensive purchase that most consumers make after their home.

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Other Costs to Consider

2006-04-20T14:40:00.000-07:00

There’s more to buying a car than just paying for it. Other items to budget for include insurance, gas, maintenance and repairs. Here are some tips to help you save money:

a) Compare coverage and premiums with several insurance companies. Buy from a low-price, licensed insurer, or add your teen to your policy. Some companies offer discounts to students with good grades. Remind your teenager that it pays to drive safely and observe speed limits. Traffic violations can cost money in tickets and higher insurance premiums.

b) Pump your own gas and use the octane level your owner’s manual specifies.

c) Keep your car in safe driving condition. Following the vehicle’s maintenance schedule can help forestall costly repairs.

d) Look for a mechanic who is certified, well established, and communicates well about realistic repair options and costs. Find one who has done good work for someone you know.

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Before You Buy...

2006-04-17T18:36:00.000-07:00

Before You Buy...

Whether you buy a used car from a dealer or an individual:

Examine the car using an inspection checklist. You can find checklists in magazines and books and on Internet sites that deal with used cars;
Test drive the car under varied road conditions–on hills, highways, and in stop-and-go-traffic;
Ask for the car’s maintenance record from the owner, dealer, or repair shop;
and Hire a mechanic to inspect the car.

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The Buyers Guide also tells you to:

2006-04-14T19:16:00.000-07:00

The Buyers Guide also tells you to:

Get all promises in writing;
Keep the Buyers Guide for reference after the sale; and
Ask to have the car inspected by an independent mechanic before the purchase.

Buying a car from a private individual is different from buying from a dealer. That’s because private sales generally aren’t covered by the Used Car Rule, or by "implied warranties" of state law. A private sale probably will be "as is"–you’ll have to pay for anything that goes wrong after the sale.

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DEALER OR PRIVATE SALE

2006-04-12T10:12:00.000-07:00

Dealer or Private Sale?

The Federal Trade Commission’s Used Car Rule requires dealers to post a Buyers Guide in every used car they offer for sale. The Buyers Guide gives a great deal of information, including:
1. Whether the vehicle is being sold "as is" or with a warranty;
2. What percentage of the repair costs a dealer will pay under the warranty;
3. The fact that spoken promises are difficult to enforce; and
4. The major mechanical and electrical systems on the car, including some of the major problems you should look out for.

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DEALER OR PRIVATE SALE

2006-04-12T10:10:00.000-07:00

BUYING A USED CAR Part -2

2006-03-31T09:46:00.000-08:00

Cash or Credit?

Once you’ve settled on a particular car, you have two payment options: paying in full or financing over time. Financing increases the total cost of the car because you’re also paying for the cost of credit, including interest and other loan costs. You also must consider how much money you can put down, the monthly payment, the loan term, and the Annual Percentage Rate (APR). Rates usually are higher and loan periods shorter on used cars than on new ones. Dealers and lenders offer a variety of loan terms. Shop around and help your teenager negotiate the best possible deal. Be cautious about financing offers for first-time buyers. They can require a big down payment and a high APR. To get a lower rate, you may decide to cosign the loan for your teen. If money is tight, you might consider paying cash for a less expensive car than you first had in mind.

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BUYING A USED CARE PART - 1

2006-03-29T12:16:00.000-08:00

Buying A Used Car Part-1

"I can’t wait to get my own car."

Sound familiar? Before you start shopping for a used car with a teenager you know, do some homework. It may save you serious money. Consider driving habits, what the car will be used for, and your budget. Research models, options, costs, repair records, safety tests, and mileage through libraries, book stores, and web sites.

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